[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mapin.cz\/co-kdyz-nam-dojdou-penize\/#Article","mainEntityOfPage":"https:\/\/www.mapin.cz\/co-kdyz-nam-dojdou-penize\/","headline":"Co kdy\u017e n\u00e1m dojdou pen\u00edze?","name":"Co kdy\u017e n\u00e1m dojdou pen\u00edze?","description":"Dokud m\u00e1me pen\u00edze, m\u016f\u017eeme \u017e\u00edt takzvan\u011b norm\u00e1ln\u011b. Tedy v\u00edce \u010di m\u00e9n\u011b tak, jak si to p\u0159edstavujeme a jak n\u00e1m to vyhovuje. Ale b\u011bda, kdy\u017e n\u00e1m potom pen\u00edze dojdou. To u\u017e nen\u00ed v\u016fbec nic p\u0159\u00edjemn\u00e9ho. A to z toho zn\u00e1m\u00e9ho d\u016fvodu, \u017ee si bez nich nic nekoup\u00edme. A je jen m\u00e1lo toho, co pot\u0159ebujeme a co [&hellip;]","datePublished":"2023-11-15","dateModified":"2023-12-18","author":{"@type":"Person","@id":"https:\/\/www.mapin.cz\/author\/#Person","name":"","url":"https:\/\/www.mapin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mapin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mapin.cz\/wp-content\/uploads\/hand-517114_960_720.jpg","url":"https:\/\/www.mapin.cz\/wp-content\/uploads\/hand-517114_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.mapin.cz\/co-kdyz-nam-dojdou-penize\/","about":["Pen\u00edze"],"wordCount":447,"articleBody":"   Dokud m\u00e1me pen\u00edze, m\u016f\u017eeme \u017e\u00edt takzvan\u011b norm\u00e1ln\u011b. Tedy v\u00edce \u010di m\u00e9n\u011b tak, jak si to p\u0159edstavujeme a jak n\u00e1m to vyhovuje. Ale b\u011bda, kdy\u017e n\u00e1m potom pen\u00edze dojdou. To u\u017e nen\u00ed v\u016fbec nic p\u0159\u00edjemn\u00e9ho. A to z toho zn\u00e1m\u00e9ho d\u016fvodu, \u017ee si bez nich nic nekoup\u00edme. A je jen m\u00e1lo toho, co pot\u0159ebujeme a co si nemus\u00edme kupovat, proto\u017ee to zvl\u00e1dneme vy\u0159\u00eddit i n\u011bjak bezplatn\u011b.Jestli my lid\u00e9 tedy n\u011bco pot\u0159ebujeme, jsou to hlavn\u011b pen\u00edze, za kter\u00e9 se d\u00e1 po\u0159\u00eddit skoro v\u0161echno, co n\u00e1s jenom napadne a po \u010dem zatou\u017e\u00edme. Ale ani ta nejzodpov\u011bdn\u011bj\u0161\u00ed a nejusilovn\u011bj\u0161\u00ed pr\u00e1ce nemus\u00ed v\u00e9st k dosta\u010duj\u00edc\u00edm v\u00fdd\u011blk\u016fm. A kdy\u017e pak pen\u00edze nesta\u010d\u00ed, ocit\u00e1me se ve slo\u017eit\u00e9, ne-li p\u0159\u00edmo bezv\u00fdchodn\u00e9 situaci.\u017de si pen\u00edze nemus\u00edme soustavn\u011b vyd\u011bl\u00e1vat? \u017de si je m\u016f\u017eeme ve slo\u017eit\u00fdch obdob\u00edch t\u0159eba i p\u016fj\u010dovat? Jist\u011b, ta mo\u017enost tu je. Ale ur\u010dit\u011b plat\u00ed, \u017ee bychom se jenom na to spol\u00e9hat nem\u011bli a \u017ee bychom se m\u011bli k p\u016fj\u010dk\u00e1m uchylovat jen v nejnutn\u011bj\u0161\u00edch p\u0159\u00edpadech. A to proto, \u017ee v takov\u00fdch p\u0159\u00edpadech \u017eijeme na \u00fakor sv\u00e9 budoucnosti a \u010d\u00edm v\u00edc p\u016fj\u010den\u00fdch pen\u011bz utrat\u00edme dnes, t\u00edm v\u00edc jich budeme pozd\u011bji vracet a t\u00edm slo\u017eit\u011bj\u0161\u00ed to v na\u0161\u00ed budoucnosti bude. P\u0159i\u010dem\u017e je tu pochopiteln\u011b i ta mo\u017enost, \u017ee nakonec spl\u00e1cen\u00ed nezvl\u00e1dneme a bude zle, budeme mo\u017en\u00e1 i vytloukat onen zn\u00e1m\u00fd kl\u00edn kl\u00ednem.Ale n\u011bkdy je p\u0159esto lep\u0161\u00ed si p\u016fj\u010dit na to, na co pr\u00e1v\u011b nem\u00e1me. N\u011bkdy se mus\u00ed n\u011bco st\u016fj co st\u016fj zaplatit, n\u011bkdy je lep\u0161\u00ed koupit si hned na dluh n\u011bco, co v budoucnu p\u0159inese v\u00fdhody a podobn\u011b.Ale lid\u00e9 jen tak p\u016fj\u010dku nedostanou. Ani dokonal\u00ed \u017eadatel\u00e9, nato\u017e ti, kdo maj\u00ed mal\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. A tak nen\u00ed divu, \u017ee spousta \u017eadatel\u016f kon\u010d\u00ed u nebankovn\u00ed spole\u010dnosti, kter\u00e1 nab\u00edz\u00ed hypot\u00e9ky bez registru. Proto\u017ee jsou to pr\u00e1v\u011b takov\u00e9 nebankovn\u00ed hypot\u00e9ky, kter\u00e9 se daj\u00ed z\u00edskat snadno a v\u00fdhodn\u011b. A d\u00edky nim tak nemus\u00ed m\u00edt zodpov\u011bdn\u00ed lid\u00e9 schopn\u00ed spl\u00e1cet obavy, jak to n\u011bkdy finan\u010dn\u011b zvl\u00e1dnou.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co kdy\u017e n\u00e1m dojdou pen\u00edze?","item":"https:\/\/www.mapin.cz\/co-kdyz-nam-dojdou-penize\/#breadcrumbitem"}]}]